Symphony Transact

Risk Solutions In Mergers & Acquisitions

Symphony Transact is the specialty business of Symphony Risk Solutions focused on the risk management and human capital needs of private equity firms, corporate and other strategic businesses, independent sponsors and family offices. We work across the gamut of alternative asset managers, corporate and investment structures — anywhere a sophisticated approach to risk and insurance is needed.

Private equity image collage

About

Symphony Transact

Symphony Transact partners with private equity firms and strategic acquirers to identify, construct and execute bespoke solutions that meet the needs of this unique market, including representations and warranties insurance and other contingent risk products. We help private equity firms and other businesses protect balance sheets and maximize earnings, while recognizing that the most important factor of a trusted advisor is often found within the intangibles.

We work with corporate and private equity tax functions and their advisors to help them identify, anticipate, and mitigate tax risks and exposures in an economically efficient manner. As experienced M&A and tax insurance brokers and advisors, we are an integral part of the deal team.

Private Equity Risk Services

From the first dollar raised to the final distribution, Symphony Transact’s specialists offer customized solutions across the investment life cycle, encompassing due diligence, transactional risk, portfolio risk management, and insurance procurement.

The team possesses a thorough understanding of the complex nature of mergers and acquisitions, de-risking our clients’ investments and improving the certainty of outcomes.

Insurance and Employee Benefits Due Diligence – A due diligence specialist collaborates with Symphony Risk businesses with the required coverage expertise in the target’s industry. This results in innovative solutions, optimized cost, and a seamless blend of due diligence and post-close service.

Transactional Risk Solutions – Our team of Representations & Warranties, Tax and Contingent Liability professionals bring certainty to transactional risk.

Brokerage and Transact – Working in tandem with our specialized business verticals, Symphony serves as the insurance broker and employee benefits consulting partner of choice for sponsored companies, public companies, and private businesses.

Portfolio Risk Management – We leverage our clients’ portfolios to create better outcomes, while providing governance and data analytics to ensure that our clients’ risk management practices are optimized across their portfolios and competitive when compared to benchmarks.

Fund Manager Risk – Fund managers need specialized liability coverage to ensure their fiduciary responsibilities dovetail seamlessly with the portfolio companies’ Directors & Officers’ Liability program.

Representations and Warranties

  • Additional protection to buyer beyond traditional indemnity cap
  • “Clean exit” for seller
  • Distribute or retain greater portions of purchase price
  • Reduce the amount of funds held back in escrow
  • Protects buyers against the collectability or solvency risk of an unsecured indemnity
  • Distinguishes a buyer’s bid in a competitive auction process
  • Preserves key relationships by mitigating the need for a buyer to pursue claims against management sellers working for the buyer

Tax Liability

  • Support for tax and financial statement positions
  • Many strategic uses beyond M&A transactions
  • Significant annual growth in breadth and capacity
  • Much more cost effective than purchase price negotiation/reduction

Traditional

  • Auto Liability
  • Crime
  • Cyber
  • Directors & Officers
  • Environmental
  • General Liability
  • International
  • Professional
  • Property
  • Workers’ Compensation
  • Umbrella /Excess Liability

Management Liability & Cyber

  • Managed Care E&O
  • Directors and Officers Liability
  • Employment Practices Liability
  • Fiduciary Liability
  • Crime/Fidelity
  • Special Crime
  • Errors and Omissions
  • Cyber Liability
  • Technology E&O
  • Educators Legal Liability
  • Transaction Liability

Employee Benefits

  • Medical
  • Dental
  • Life
  • Disability
  • Physician Disability
  • 401(k)
  • Human Resource Consulting
  • Benefits Administration
  • Self-funded programs
  • Stop Loss
  • Vision
  • Global/International Benefits
  • Pharmacy Benefits Management
  • Wellness Solutions
  • Life

Client Services

  • Analytics and Benchmarking
  • Claims Advocacy
  • Loss Reserve Management
  • Pre & Post-Loss Risk Control
  • Clinical Risk
  • Enterprise Risk Management
  • Forensic Accounting
  • Contract Review
  • Credentialing and Certificates of Insurance

Specialty

  • Environmental
  • International
  • Product Recall
  • Trade Credit
  • Intellectual Property
  • Manufacturers’ Errors and Omissions
  • Surety Bonding

Specialized Industry Experts. Focused on You.

Symphony Transact puts our best on your side. Our best people. Our best ideas. Our best partners. Your best outcomes.

Josh Warren

President, Symphony Transact

Will Walker

President, Symphony Specialty

Keith Wilson

Principal, Symphony Transact

Doug Brody

Senior Advisor, Symphony Transact - Tax Solutions

Matt Yoder

Financial Lines Leader and the Director of Market Relations

Tailored solutions means we are not confined to our internal resources. Whenever and however necessary, we will access — at our cost and for our clients’ benefit — the appropriate service or technical partner required to create exceptional value.

Government building and computer with graphs

The Symphony Difference

Deep Private Equity Understanding

We are investors and business owners ourselves. Our advisors take a holistic, multidisciplinary approach to insurance due diligence. We bring an intimate knowledge of the investment business side, not only the insurance side.

We’re fluent in financial statements and purchase agreements in addition to property insurance policies And we know the difference between co-insurance and co-investment.

More than Out-of-the-Box Solutions

Because we’re experts in the equity firm industry, we have ready-to-do strategies for managing your portfolio and enterprise risk.

We also bring out insights to carefully-tailor solutions to managing employee benefits, self-funding, transparency, and access to data, while being proactive to manage costs.

Cross-Industry Expertise

Symphony Transact collaborates with other Symphony Risk business verticals to understand our PE client portfolio company industries. You have the benefit of the full Symphony Risk team, working side-by side, to provide both best-in-class insurance advisory and transactional consulting.

No other broker combines disciplines as seamlessly.

Our Reach

We service clients in all 50 states and worldwide through our global partnerships. Our teams are built around experts in both industry- and product-specific specialties.

Our method to create, implement, and execute our capabilities separates and differentiates us from publicly traded multinational behemoths, regional/local generalists, and “buy-and-flip” aggregators.

Contact Symphony Transact

We would love to hear from you.

I'm a:
interested in Symphony Transact’s PE products and services.
interested in “sitting in” and becoming a performer in an environment that champions product and industry expertise.
that is geographically and operationally complementary to the Symphony model and believe we should work together.
This field is for validation purposes and should be left unchanged.