Symphony REACT

Risk Solutions for Real Estate

Real Estate, Associations, Condos, and Townhomes face a variety of risk management challenges. These can range from finding the right service with the expertise in real estate insurance to competitive cost and comprehensive coverage. When property managers and associations seek to minimize their costs and maximize their coverage, they can trust Symphony REACT’s team of experts to find the best insurance solutions.

Real estate image collage


Symphony REACT

Symphony REACT is the specialty business of Symphony Risk Solutions focused exclusively on the risk management and human capital needs of property managers and associations. Our specialty team consistently develops and implements the most competitive and comprehensive solutions available.

Symphony REACT provides associations and real estate organizations with the solutions to protect themselves, their homeowners, and their assets.

Real Estate Risk Services

Symphony REACT is the real estate industry’s premier insurance and risk management solution. We collaborate with leading insurers to secure competitively priced, comprehensive coverage tailored to our client’s unique circumstances. We are passionate about real estate and provide our clients with timely advice that meets their needs.

Symphony REACT understands the business of real estate and associations. The right balance of affordability and coverage is critical to the effective management of a real estate portfolio or association mission.


  • Auto Liability
  • Crime
  • Cyber
  • Directors & Officers
  • Environmental
  • General Liability
  • International
  • Professional
  • Property
  • Workers’ Compensation
  • Umbrella /Excess Liability

Management Liability & Cyber

  • Managed Care E&O
  • Directors and Officers Liability
  • Employment Practices Liability
  • Fiduciary Liability
  • Crime/Fidelity
  • Special Crime
  • Errors and Omissions
  • Cyber Liability
  • Technology E&O
  • Educators Legal Liability 
  • Transaction Liability

Specialty Real Estate/Association Services

  • Townhome/Condo Insurance
  • Association Insurance
  • Townhome Association Insurance
  • Condo Association Insurance
  • HOA Insurance
  • Real Estate Professional Liability
  • Builder’s Risk

Employee Benefits

  • Medical
  • Dental
  • Vision
  • Global/International Benefits
  • Pharmacy Benefits Management
  • Wellness Solutions
  • Life
  • Disability
  • 401(k)
  • Human Resource Consulting
  • Benefits Administration

Specialized Industry Experts. Focused on You.

Symphony REACT puts our best on your side. Our best people. Our best ideas. Our best partners. Your best outcomes.

We are not confined to our internal resources. Whenever and however necessary, we will access — at our cost and for our clients’ benefit — the appropriate service or technical partner required to provide a tailored solution and to create exceptional value.

Private equity image collage with a neighborhood and lighthouse

The Symphony Difference

Professional and Transparent

Our focus is always on the client to keep them informed and to trust us to bring the best possible product to them. We have access to most, if not all, insurance carriers and will market our accounts for the best possible results.


Our team of experts understand the real estate industry from top to bottom, and we use this knowledge to identify potential risks and create customized strategies that protect our clients’ assets while keeping them ahead of potential hazards.


We appreciate real estate businesses’ needs, and we respond quickly to inquiries regarding our services. We know the importance of timely communication regarding comprehensive coverage.

Our Reach

The creation, implementation, and execution of global, seamless, team-based industry and product-specific specialties drives our approach and differentiates Symphony React from the publicly traded multinational behemoths, regional/local generalists, and “buy and flip” aggregators.

Symphony is licensed in all 50 states. Through our global partnerships, we can manage risk and service clients worldwide.

Contact Symphony REACT

We would love to hear from you.

I'm a:
Real Estate Company or Association
interested in “sitting in” and becoming a performer in an environment that champions product and industry expertise.
that is geographically and operationally complementary to the Symphony model and believe we should work together.
This field is for validation purposes and should be left unchanged.